How to use QROSPay

In a few steps, you're ready to explore the wonderful cities in Southeast Asia. Visiting local street fares and offerings, you get much more out of your travel.  No longer would you need to change large wad of foreign currencies nor needing to go to the ATMs when you run short.
​As these are small businesses, often a family business, these proprietors will greatly appreciate you paying in cash via Qrospay. ​

Download the app

Link up for top-up

Scan and pay

Snapshot of fees comparison

Traditional Cash Access

How you access cash overseas	Hidden fees you're paying	Transaction Fee	Inconvenience
Money changers/Forex Bureau	5%-8% spread	Exchange bureaus may charge additional admin fee	Risk of theft when carrying currencies Unfamiliar with currency conversion
ATM with Credit cards	5%-8% + local fee	​​charged by local point of access ​(usually around 3%)	High retail exchange rate ​ATMs may not be available

Using Qrospay

Download	Credit/Debit Card Top-up	Bank Top-up	Service Fee	Platform fee
Free	Visa/MasterCard	Bank transfer (where available)	5¢/transaction for transaction $2 and above	1% of top-up amount + 5¢ $100 and above flat 0.8%
Apple AppStore ​Google Play Store	Free (excluding card charges)	Free (excluding your bank charges)	3¢ deducted from your balance per transaction	Platform fee will be deducted from the nominated top-up amount

Early sign-up, referral, and other benefits:
1. *Every $10 of top-up earns you $2, up to $100
2. Every successful referral earns you and your referral $20* (conditions apply, see 1), up to maximum of 5 referrals
​3. you will accrue Qrospoints on your spending that allow you to redeem at selected outlets (to be launched)

Qrospay will always be transparent with how we publish fees and charges, if any. Fees charged by Qrospay are to help support our services that we're providing for you, providing you the convenience and safety during your travel. We will endeavor to applying the lowest possible fees and charges whenever possible.